China Personal Bank Transfer

We transfer funds from a China personal account to your supplier’s personal account, with two service options available: 【Express】 and 【Saver】.

The 【Express】 service completes the transfer within 3–5 working days, ideal for urgent payments.
The 【Saver】 service offers a more favorable exchange rate but takes around 5–7 working days to complete, making it a better choice if time is less of a concern.

 
All completed transactions will be accompanied by proper E-invoice documentation for your procurement records.
 
This service provides a secure and efficient solution for your business payment needs.
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Service Comparison

Selected

Method 1

PERSONAL TRANSFER
  • 2% handling fee (minimum MYR 10)
  • Minimum amount CNY 1
  • 3 to 5 working days
  • Personal account to personal account transfers
  • Cross-border
  • Overseas tax refund

Method 2

ENTERPRISE TRANSFER
  • 2% handling fee (minimum MYR 15)
  • Minimum amount CNY 1,000
  • 7 to 10 working days
  • Enterprise account to enterprise account transfers
  • Cross-border
  • Overseas tax refund

Method 3

1688 PAYMENTS
  • 2% handling fee (minimum MYR 1)
  • Minimum amount CNY 1
  • Within 48 hours
  • Official Alipay account
  • Cross-border
  • Overseas tax refund

Method 4

ALIPAY TRANSFER
  • 2% handling fee (minimum MYR 10)
  • Minimum amount CNY 1
  • 3 to 5 working days
  • Transfer via Alipay
  • Cross-border
  • Overseas tax refund

Method 5

USD TRANSFER
  • 2% handling fee (minimum MYR 10)
  • Minimum amount USD 2,000
  • 3 to 5 working days
  • Transfer to USD Cross-border account
  • Cross-border
  • Overseas tax refund

Getting Malaysia Local Invoices

Our provided documents are legally accepted and recognized by Malaysian auditors.

Supporting Multiple MYR Payment Options

Top-up your wallet to reduce transaction hassles and enjoy better conversion rates.

Easy to Use

Place orders 24/7, track order progress at any time, and view the latest real-time exchange rates directly within the system.

How to Get Started?

Tutorial

Others

Service Price List

sample RMB rate

  • Higher conversion rate
  • Minimum HANDLING FEE MYR 10
  • Minimum transaction amount start from CNY 1 per order
  • Maximum transaction amount is CNY 500,000 per order
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Terms and Conditions

  1. The handling fee is 2% and the minimum charge is MYR 10.

  2. The minimum transaction amount is CNY 1.

  3. Each transaction will be processed according to the SLA of different services, and the specific payment processing speed depends on the actual operation of the company.

  4. Customers need to log in to the system to download the Transaction Proven by themselves without prior notice.

  5. If your supplier has not received payment after the transfer date, please contact us within 14 business days from the payment date; otherwise, the dispute request may no longer be traceable.

  6. All transactions require MYR payment before funds transfer can be made.

FAQ

Can't find the answer you're looking for? Contact us!
We will use China personal account to transfer money to your supplier’s personal account and we have two service options: Express and Saver.
Express only takes 3 to 5 working days to complete the transaction to your supplier, while Saver has a better exchange rate.

This service only provides “Personal-to-Personal” transfers. We do not offer “Company-to-Personal” transfer services.

No, it must be transferred from a company bank account within China to the supplier’s company bank account, and hence, you are recommend to use our 【China Corporate Bank Transfer】 payment service (E2E).

Once payment is made, your supplier will begin preparing your order for delivery.CIEF do offers a variety of shipping solutions, including LCL Direct, LCL Consolidation, LCL with Tax Refund, Air Freight, Full Container Load (FCL), and more. To learn more about our shipping services, feel free to contact our customer service team by clicking here.